There are two options if you're buying a car for personal use

PCP Personal Contract Plan

PCP Personal Contract Plan is a flexible product putting you firmly in the driving seat, allowing you to get a higher specification model or reduce your outgoings. An inspired idea that lets you drive more car for your money.

A PCP allows you to:

  • Finance the whole car, but only pay for some of it while using it.
  • Decide on the duration of the plan (between 18-48 months).

How it works:

  • We agree on a deposit with you.
  • We fix your monthly repayments in line with your budget
  • At the end of the contract, you can choose to keep your car, trade it in for a different model or return the car to us.

Hire Purchase

Hire Purchase is ideal if you want eventual ownership of the car. Simply put down a deposit and the remaining balance is divided equally over the duration of the loan.

Hire Purchase allows you to:

  • Set monthly repayments with no mileage limits.
  • Build in servicing and maintenance costs, and pay for accessories.

How it works:

  • We agree a deposit amount with you.
  • We set fixed monthly repayments (of up to 60 months).
  • After final repayment, the car is yours.

How to apply

Search for the cars you like a car using the monthly payment search option, select the car you want and you can apply online or take a free secure finance check on the car information page.

Essex Prestige Autos Ltd is authorised and regulated by the Financial Conduct Authority, FCA Registered Number 709033. Essex Prestige Autos Ltd is a Credit Broker, not a Lender.

Essex Prestige Autos Ltd acts as a credit intermediary and only offers credit products from a number of selected lenders Including Close Brothers, Mann Island and others who may pay us for introducing you to them.

Finance is available subject to status, to UK residents aged 18 years and over.

Warranty Options

3 Months Mechanical Breakdown Warranty Included with an option to upgrade to RAC Extended Warranty.

We understand that buying a used car is a huge financial commitment.

This is why every car supplied by us undergone at a minimum an inhouse multi-point mechanical and safety check, backed up with a 3 month Mechanical Breakdown Warranty as standard.

Your new vehicle has thousands of parts both mechanical and electrical right down to screws and washers. Unfortunately the older the car becomes and the more mileage that it is covers the likelihood of a fault occurring increases.

The repair bills can be costly and a financial drain at the best of times, which it why we introduced our the RAC Warranty Maintenance & Repair Plan, Gold, Platinum & Platinum Plus Policies.

The RAC Warranty  provides premium cover for anything between 3 months and up to 36 months.

You can find out more in store or visit https://www.rac.co.uk/contact-us/dealer-warranty

Free Part Exchange Service

We Buy Your Car - Instant Valuation- No Admin Fees

We have made selling your vehicle easier than ever before. Simply contact us on 07960740222 and we can provide you with an instant (no obligation) valuation.

Quality is Important to us

At Essex Prestige Autos, a strong emphasis is placed on the quality of our cars.

We entrust this task to a team of highly trained professionals with many years of combined experience between them. Our team thoroughly inspect all cars, checking the mechanical and electrical components of every vehicle. Service or MOT due soon? Not a problem. We will complete the required service or MOT along with our standard preparation procedure..

We conduct a full background history check of all our cars utilising leading trusted national institutions including DVLA, Police, Central Insurance Database and the National Finance Database. All the supporting documents are available to view on the car details page on our website.

The final stage of the preparation process includes a professional and comprehensive valet inside and out. Every inch of the car is inspected by our highly skilled team to ensure the vehicle is looking its best when it arrives on our forecourt for you to view. 

Vehicle Inspection

Our professionals inspect the integrity of the car's structure, mechanical components and electrics.   


All of our cars are supplied with a current MOT.

Smart Repair

We have customers across the nation- our warranty is designed to cater for ALL our customers locally.

History Check

For your peace of mind, we conduct a background history check on all our cars

Professional Valet

A team of professionals take their time to clean our cars inside and out- ready to impress when you visit.

How do I reserve a car?

You can reserve a vehicle the phone with a fully-refundable deposit,  or come and see us and view the car in person. Deposits are by debit card or cash. Deposits placed in person are purchase deposit and we will reserve the car for up to three days. Please note that this deposit is non-refundable, but is transferable.

What do I need to bring with me to buy a car?

  • Proof of Address (bank statement or utility bill)
  • Proof of ID (driving license or passport)

 Can I test drive the car before purchasing?

  • Yes, all of our vehicles are ready to test drive.
  • Is there an administration fee?
  • No we dont have any administration fees.

What is a vehicle check?

HPI checks are provided with each of our cars. They check for important information such as whether the car is stolen, has outstanding finance on it, or has been in a declared accident.